XM vs Uphold, Updated for 2026
Read our In-Depth XM vs Uphold Review - for 2026
Our review comparing XM and Uphold has been updated to reflect any changes for 2026 from seasoned professionals boasting years of financial experience across Forex, Social Trading, & CFDs.
Please note that due to regulations for each broker, the content in this comparison of XM vs Uphold does not apply to all countries as follows:
XM Excluded Countries
Canada, Israel, and United States of America.
Uphold Excluded Countries
Anguilla, Antarctica, Armenia, Azerbaijan, Barbados, Belarus, Cambodia, Central African Republic, Chad, Cuba, Eritrea, Fiji, French Southern Territories, Guinea, Heard Island and McDonald Islands, Iran, Lebanon, Liberia, Mali, Mauritius, Democratic Peoples Republic of Korea, Palau, Samoa, Sudan, Syrian Arab Republic, United States Minor Outlying Islands, Vanuatu, Albania, American Samoa, Azerbaijan, Bangladesh, Belarus, Bosnia and Herzegovina, Bulgaria, Burundi, China, Democratic Republic of the Congo, Congo, Croatia, Equatorial Guinea, Georgia, Germany, Guinea Bissau, Haiti, Indonesia, Iraq, Kenya, Libya, Republic of Moldova, Montenegro, Myanmar, Netherlands, North Macedonia, Romania, Russian Federation, Serbia, Slovenia, Somalia, Turkmenistan, Ukraine, Venezuela, Vietnam, and Yemen.
Compare XM vs Uphold
Every trading platforms has some pros and cons, so any comprehensive analysis of XM vs Uphold would not be complete without having a balanced approach.
Compare XM and Uphold to understand how they line up to one another prior to you choose to make an account. Conducting a comprehensive comparison will put things into perspective so that you are aware of what to expect.
So you are looking for a broker and are choosing between XM or Uphold. Which one is best in 2026?
Our XM vs Uphold comparison contains the latest information so you can easily compare Uphold against XM.
If you are a new entrant in the realm of trading and brokerages, so many nuances will be confusing for you. Getting into the world of trading demands expert analyzing skills and thorough understanding. You will acquire adept at all the concepts of broker since you keep trading. For starters, you need to select the ideal agent who'll be transparent with you constantly.
In this fast-paced universe of stock markets and trading, you'll need guidance to make proper decisions. A professionally direct investment program has the potential to create hefty returns. XM and Uphold are just two such stages that will take you and your investment into great heights. It is crucial that you compare XM vs Uphold before you trust them with your cash.
Our XM vs Uphold comparison will help you judge the effectiveness, price, ease of use and customer support, and whether you can trust XM and Uphold side by side.
Our entire XM vs Uphold Review covers everything you will need to learn about trading using either XM or Uphold. A fantastic agent can multiply your first investments and give you favorable profits. If you would like to make profits, you must trade with a broker service that contrasts with your investment objectives.
There is no sure-fire method to guarantee profits; therefore, you should carefully assess your broker before you choose them. It's a frequent misconception that all brokers are exactly the same, but that is not correct. Wrong judgment, initially, can set your investments at risk.
XM and Uphold are both brokers that have forged their way successfully into the broker world. Within this review, we have tried to collate a number of the vital facets of both XM and Uphold. This review will allow you to understand whether either Uphold or XM is a good fit for your own investments or not. We've attempted to breakdown all the features and charges for your advantage.
Benefits of XM and Uphold Compared
XM has a minimum deposit of $5 while Uphold offers a $1 minimum deposit.
Why smaller minimum deposits are good and how XM and Uphold compare
The main reason is that you should only deposit what you can afford. If you you have a lower budget, the broker that offers the lowest deposit option will be more attractive. The other reason is because when speculating on riskier but potentially more rewarding financial instruments you should look to speculate with only a small percentage of your allocated trading funds. Don't let a higher minimum deposit totally put you off a broker, look at the overall trading features you are getting from the trading platform. Often a high minimum deposit gives greater choice in the financial assets and trading platform research features.
XM has around 100 financial instruments while Uphold allows you to trade around 100 available.
The more instruments you can trade on the XM and Uphold trading platforms the better. It is good to have a diverse portfolio and the options available to a user will always vary. Trading is all about grasping potential opportunities and you should never want to miss out on a trading opportunity due to the limitations of XM or Uphold.
XM and Uphold Contact Details
Being able to contact your broker easily is important. XM and Uphold have the following contact details and social medias that you can use.
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| Broker | XM | Uphold |
| Telephone Number | +357 250 29933 | +1 (415) 925-2711 |
| support@xm.com | support@uphold.com | |
| Address | 12 Richard & Verengaria Street, Araouzos Castle Court, 3rd Floor, 3042 Limassol, Cyprus | 700 Larkspur Landing Cir, Ste 263, Larkspur, California 94939, US |
| XM Twitter Account | Uphold Twitter Account | |
| XM Facebook Page | Uphold Facebook Page | |
| XM Instagram Account | Uphold Instagram Account | |
| XM LinkedIn Page | Uphold LinkedIn Page | |
| YouTube | XM YouTube Channel | Uphold YouTube Channel |
| Find Out More |
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Uphold and XM Mobile App Comparison
As more and more traders and investors use their smartphones for trading, it is increasingly important that brokers offer easy-to-use apps that can deliver the same services as desktop platforms.
This part of comparing XM and Uphold will examine whether their mobile app meets all our requirements.
Overall, we rate the user-friendliness of the apps as Better than the average.
It is important that any trading app has user friendly capabilities especially with the
Search Functions
While most brokers are good at this, there are some poor ones. If you type 'Emerging markets' into the search box, the software will find all Emerging market ETFs, even if the name doesn't begin with 'emerging'. If you have only traded US stocks, and you start typing 'Apple', will the software show you either the obscure Irish stock Applegreen or the Apple stock?
XM vs Uphold - Awards
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| Broker | XM | Uphold |
| Awards |
XM have won many industry awards over the time they have been operating as an online broker. We show the most recognised awards for XM below.
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At the time of writing this Uphold review, and despite Uphold’s impressive offering, the company has surprisingly not garnered any awards to date. |
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XM vs Uphold - Frequently Asked Questions
XM vs Uphold - Headquarters And Year Of Founding
XM was founded in 2009 and has its headquaters in Cyprus.
Uphold was founded in 2013 and has its headquaters in United States.
What is the minimum deposit for Uphold or XM
The minimum deposit for XM is $5.
The minimum deposit for Uphold is $1.
Depending on your needs, a lower minimum deposit can be beneficial. If you are experienced with forex trading but are looking for a change then both XM and Uphold are a good option.
XM vs Uphold - Regulation And Licencing In More Detail
XM is regulated by International Financial Services Commission(IFSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investment Commission (ASIC).
Uphold is regulated by FCA and FINCEN: Uphold Europe Limited, Reg No. 09281410. Uphold HQ Inc. NMLS ID No. 1269875 .
Both XM and Uphold have a strong collection of rules for ensuring fair trading on their platforms. For information encryption purposes, they supply industry-standard secure socket layers (SSL).
As per their own privacy regulations, client data is to not be shared with any other institutions or individuals. Including credit history and other financial details.
Compare XM vs Uphold Commission And Fees
XM and Uphold are online brokerage platforms, and most online brokerages charge lower prices than traditional brokerages tend to bill. The cause of this is that the businesses of online trading platforms are scaled better. In other words, an online broker isn't necessarily affected by the amount of customers they have.
However, this does not mean that online brokers don't charge any fees. They charge fees of varying rates for a variety of services to earn money. There are mainly 3 types of fees for this objective.
The first sort of charges to look out for are trading fees. When you make a genuine trade, like buying a stock or an ETF, you are billed trading fees. In such instances, you are paying a spread, financing speed, or even a commission. The kinds of trading fees and the rates vary from broker to broker.
Commissions could be fixed or determined by the traded volume. On the other hand, a spread refers to the gap between the buying and selling price. Financing or overnight prices are those who are billed when you hold a leveraged position for longer than a day.
Aside from trading fees, online agents also charge non-trading fees. These are dependent on the activities you undertake in your accounts. They're charged for operations like depositing money, not investing for lengthy periods, or withdrawals.
Generally, neither XM or Uphold charge high fees compared to other online agents. For operations other agents charge for, they either do not charge a broker fee, or they charge a smaller amount. This can be beneficial for people who often trade, such as weekly or daily trading.
But, non-trading fees charged by XM and Uphold are relatively greater. As a result, you're billed more for non-trading actions on your trading account, like withdrawal and deposits. These are not about the sale and purchase of assets.
This XM vs Uphold review for 2026 breaks down each of the relevant non-trading charges for you in detail.
Compare Broker Fees For XM And Uphold
What Languages Do XM And Uphold Support?
Being able to chat easily with your trading broker is a key element when comparing brokers to find the best trading partner. Not only for support but to be sure you completely understand everything on their site and inside their application as it is a key part of success when trading forex.
Below you will find the languages that both XM and Uphold support.
How Many Clients Do XM and Uphold Have?
Both XM and Uphold are well established with their customer base. It is important to work with a broker that is professional and one of the easiest ways of establishing this is by knowing how many clients they already work with.
Below you will find details of how many users XM and Uphold are working with
What Payment Methods Do XM and Uphold Accept?
XM and Uphold both offer a wide range of payment options which is vital when you have a global customer base.
Below you will find details of all the payment options available at XM and Uphold
What Can You Trade With XM and Uphold?
XM offers 100 trading instruments and Uphold offers 211.
Below you will find a full breakdown of what both XM and Uphold offer.