Personal Capital Guide – Read our In-Depth Personal Capital Review
Personal Capital Rating: 4.23 / 10
Our proprietary rating algorithm takes all of our datapoints to generate the rating. This keeps things fair and removes human bias to ensure that our users can compare brokers easily and find the best ones.
This Personal Capital review has been updated for 2021 by industry experts with years of financial experience in Forex, CFDs, & Social Trading.
Please note that due to regulations, the content in this Personal Capital review does not apply to users in BR, KR, IR, IQ, SY, JP, US
If you're a new entrant in the world of trading and broker, so many details will be perplexing for you. Getting into the world of trading demands expert assessing skills and thorough understanding. You'll get adept at all of the concepts of broker since you keep trading. For starters, you have to select the right broker who'll be transparent with you always.
In this fast-paced universe of stock markets and trading, you will need guidance to make correct decisions. A professionally lead investment program will generate hefty returns. Personal Capital is just one such platform that will take you along with your investment to great heights. It's important to know all about Personal Capital before you trust them with your cash.
Personal Capital Guide – Brief Summary
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10,000+ Personal Capital users and traders
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Our full Personal Capital Review covers everything you need to learn about trading with Personal Capital. A fantastic agent can multiply your initial investments and provide you positive profits. If you want to make profits, you must trade with a brokerage service that aligns with your investment objectives.
There is no sure-fire way to guarantee profits; therefore, you must carefully assess your broker before you choose them. It is a frequent misconception that all agents will be exactly the same, but that's not correct. Wrong judgment, in the beginning, can set your investments in danger.
Personal Capital is a broker which has forged its way successfully into the brokerage world. Within this review, we have tried to collate some of the vital aspects of Personal Capital. This review can help you to understand whether Personal Capital is a fantastic match for your investments or not. We have tried to breakdown all the features and fees for your advantage.
Personal Capital Review, Table Of Contents
- Who are Personal Capital?
- Benefits Of Trading With Personal Capital
- Everything you should know about trading with Personal Capital
- Is Personal Capital Safe To Trade With?
- Personal Capital Risk Disclaimer
- Pro's & Con's Of Trading With Personal Capital
- Compare Brokers Similar To Personal Capital
- Regulation And Licencing In More Detail
- Personal Capital Awards
- Minimum Deposit Required For A Live Account With Personal Capital
- Personal Capital Commission And Fees Explained
- Compare broker fees against Personal Capital
- Personal Capital Withdrawal Fees Explained
- Personal Capital Deposit Fees Explained
- Compare Broker Deposit Methods
- What Can You Trade With Personal Capital?
- Alternatives To Personal Capital
- Frequently Asked Questions About Personal Capital
Who are Personal Capital?
Personal Capital is a forex broker headquartered in USA and provides a range of tools for online trading. Since its inception in 2008, Personal Capital has emerged as a top-tier player in the industry of online brokerage. Personal Capital includes a highly competitive and full-featured trading website that is focused on forex, indices, metals, stocks , commodities.
Over the past 13 years, Personal Capital has grown into one of the leading online brokers.
After launching in 2008, their consumer base is becoming as big as 10,000+ clients.
Personal Capital is a favourite for many traders because of its negative balance protection. Our Personal Capital review discovered that they're an excellent choice for automated trading options. It is most appropriate for investors who are searching for a variety of assets. Social and automated trading solutions are the core at Personal Capital.
Technology plays a substantial role in Personal Capital. Personal Capital features trading on Desktop,Android,Tablet,iPhone. Personal Capital is honest, transparent, and a well-regulated agent by the Unregulated. Their outstanding variety of tools will be beneficial for most traders. Third-party partnerships also supply in-house research.
The educational department at Personal Capital is quite enlightening for new traders as it permits them to get a closer look in the financial markets. Personal Capital caters to all sorts of traders and are a must-have broker for almost any well-diversified method of online trading.
Personal Capital Videos
If you feel that Personal Capital is not right for you then at the bottom of this Personal Capital review you wil find a lot of alternatives to Personal Capital.
What you should know about trading using Personal Capital
Personal Capital is a dynamic platform that provides various procedures of trading online. These tools cover the monetary markets substantially. The Majority of the broker platforms provide fewer procedures than Personal Capital
If you wish to exchange with Personal Capital, you will require a minimum deposit of $100000. This deposit is compulsory if you want to start trading using Personal Capital. This 2021 Personal Capital review will guide you clearly about trading with them.
Personal Capital is as flexible as any other broker platform. Personal Capital is great for traders who want a manageable range of cheap services. The programs supplied by Personal Capital are third party, white-label offerings. All traders can pick out of Desktop,Android,Tablet,iPhone.
Along with everything, Personal Capital has multiple benefits to new and verteran traders and should be investigated. There's absolutely no minimum time over which a transaction has to be kept available. The brokers offer premium client service that rewards customers with advantages.
Many unprofessional brokers attempt to pressurise consumers into bigger financing for premium services. Personal Capital, on the other hand, is much more focused on trading volume. Traders can expect trading conditions to be reasonable, honest and transparent. The more lots traded by the user, the further advantages will become available.
Personal Capital accounts are available globally and provides outstanding service everywhere they have customers. There are some select few countries where Personal Capital accounts are not available. Traders in the following countries cannot open or use a Personal Capital account:
BR, KR, IR, IQ, SY, JP, US
Is Personal Capital Safe To Trade With?
Launched in 2008, Personal Capital has been operating for 13 years, they have a head office in USA.
Personal Capital is regulated by Unregulated. These figures have rules that mandate that trading platforms have steps in place to keep investor's assets secured. This usually means that Personal Capital users do not need to be worried about their money since it's segregated and safely stored in banks that are established. SSL encryption secures every user's personal information also.
You can make use of an option for 2 Factor Authentications (2FA) with Personal Capital for increased safety. An SMS for the confirmation code will be sent to your mobile phone. You will be asked to input this code to log in to your accounts.
Another concern with fiscal brokers with regards to safety may be manipulation of trading. This is highly disadvantageous for consumers on these platforms. Nonetheless, this is much more prevalent in the case of Market Maker brokers who compete with customers on the stage.
Personal Capital Risk Disclaimer
Your capital is at risk
Pro's & Con's Of Trading With Personal Capital
Every online trading platform has some pros and cons Personal Capital review would be complete without having a balanced approach. This Personal Capital review covers both the pros and cons you need to know before you make an account. A comparative analysis can put things into perspective so that you are aware of what to expect.
Personal Capital Pro's
- Personal Capital is trusted by 10,000+ clients
- Personal Capital offers Negative Balance Protection
- Personal Capital doesn't charge withdrawal fees
- Personal Capital doesn't charge inactivity fees
- Personal Capital doesn't charge deposit fees
- Personal Capital doesn't charge CFD fees
- Personal Capital offers copy trading
- Personal Capital offer trading on Desktop,Android,Tablet,iPhone
- Personal Capital offer 277 trading instruments
- Personal Capital can communicate in English, and Chinese
Personal Capital Con's
- Personal Capital does not offer Guaranteed Stop Loss
- Personal Capital has high minimum deposit requirements
- Personal Capital doesn't trade major forex pairs
- Personal Capital doesn't trade minor forex pairs
- Personal Capital doesn't trade exotic forex pairs
- Personal Capital doesn't offer trading on cryptocurrencies
- Personal Capital doesn't offer social trading
- Personal Capital doesn't offer trailing stop
Personal Capital Review - Compare Brokers Similar To Personal Capital
|Personal Capital||HDFC Securities||Finmax||justforex|
|Rating||4.23 / 10||5.83 / 10||3.17 / 10||5.25 / 10|
|Regulated By||Unregulated||Securities and Exchange Board of India (SEBI), Member of the Bombay Stock Exchange||Financial Services Authority (FSA)||Financial Conduct Authority (FCA), Australian Securities and Investment Commission (ASIC), Dubai Financial Services Authority (DFSA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of The Bahamas (SCB) number SIA-F265|
|Find Out More|
|Risk Warning||Your capital is at risk||Your capital is at risk||Your capital is at risk||Your capital is at risk|
Personal Capital Review - Regulation And Licencing In More Detail
Personal Capital is regulated by Unregulated.
Personal Capital, as a company, has a strong set of rules for ensuring fair trading onto its own platform. For data encryption functions, it supplies an industry-standard secure socket layer (SSL).
As per the organization's privacy regulations, customer information is to not be shared with any other institutions or individuals. This includes credit history and other financial details.
Personal Capital Review - AwardsAt the time of writing this Personal Capital review, and despite Personal Capital’s impressive offering, the company has surprisingly not garnered any other awards to date.
Personal Capital Trading Platforms
Personal Capital are a trustworthy brokerage that has been open for over 13 years. They offer a large range of options in their user accounts.
In the following table we take the main parts of any good brokerage and compare Personal Capital against HDFC Securities, Finmax, and justforex
Personal Capital Review - Minimum Deposit Required
The minimum deposit you must deposit to get started on Personal Capital is $100000. This is an adequate amount for people just starting out. It's possible to create more advanced deposits as you cooperate. However, ensure that you understand how to make the most of your cash before investing in larger amounts.
Personal Capital Review - Commission And Fees Explained
Personal Capital is an online broker platform, and most online brokerages charge lower fees than traditional brokerages tend to charge. The reason for this is that the companies of online brokerages are scaled much better. That is, an internet broker is not necessarily influenced by the number of clients they have.
But this does not mean that online brokers don't charge any fees. They charge fees of varying rates for various services to earn money. There are mainly three different types of fees for this purpose.
The first sort of charges to look out for are trading charges. Whenever you make an actual trade, like buying a stock or an ETF, you are billed trading charges. In these instances, you're paying a spread, financing speed, or a commission. The kinds of trading fees and the prices differ from broker to broker.
Commissions could be fixed or dependent on the traded volume. On the other hand, a spread refers to the difference between the buying and selling cost. Funding or overnight rates are those that are billed when you maintain a leveraged position for more than a day.
Aside from trading charges, online agents also bill non-trading fees. These are determined by the actions you undertake in your accounts. They're billed for services like depositing cash, not investing for long periods, or withdrawals.
In general, Personal Capital does not charge high fees in comparison to other online brokers. For operations other brokers fee for, they do not charge a brokerage fee, or they charge a smaller amount. This can be beneficial for those who often exchange, for example weekly or daily trading.
However, non-trading fees billed by Personal Capital are comparatively competitive. Consequently, you are billed more for non-trading actions on your trading accounts, such as withdrawal and deposits. These are not about the purchase and sale of assets.
This Personal Capital review breaks down each of the relevant non-trading charges for you in detail.
Compare broker fees against Personal Capital
Personal Capital Review - Withdrawal Fees ExplainedPersonal Capital doesn't charge withdrawal fees
Withdrawal of cash is possible at any moment from your Personal Capital account. It's possible to draw sums up to the sum of your account balance, keeping aside the margin used. 1 thing to keep in mind is that you don't always have to have any money on your accounts.
In addition, the withdrawn money will be moved directly to the account you use to create deposits. Therefore, in the event that you used a credit card for deposits, the withdrawn cash is going to be sent to the card. Personal Capital will ask you to provide other withdrawal methods in case your details have changed since your deposit.
There is a minimum withdrawal amount. In the event you're withdrawing money in different currencies from USD, a conversion fee is also important. The conversion fee will depend on the money you are opting to draw in.
Personal Capital Review - Inactivity Fees Explained
Understanding whether you will be charged inactivity fees is only one of those buzzing questions which run through your mind while open an account with Personal Capital. An inactivity fee is an amount charged to registered traders that haven't engaged in purchasing or selling for some time. The period regarded as inactive is decided by the broker.
The inactivity fee differs from one agent to another and is not standardized. If a dealers account does not have a buying or selling trade, it's claimed by the broker as an inactivity charge. The traders need to pay this commission under terms and conditions that they had agreed while enrolling.
Personal Capital doesn't charge inactivity fees so you are free to utilize your account as needed
Even if no fees have been implied by Personal Capital, it is better for you to close the account if you are inactive. Inactivity fees are not only charged by broker firms but also many financial services.
For additional trading platforms, the inactivity fee is contingent upon the type of account you have chosen. The inactivity fee is subjected to many circumstances and needs to be revealed clearly by the broker beforehand.
Personal Capital Review - Deposit Fees Explained
When you transfer money into your trading account from the bank account, a deposit fee can be billed by the broker. Most agents do not charge an excessive amount of money for this particular operation.
Personal Capital doesn't charge deposit fees so you are free to transfer smaller amounts of money in more regularly if needed
Depositing cash on the Personal Capital trading platform is easy. You just need to finish a single-user profile survey to begin depositing money into your trading account. You will need to provide an identity evidence and proof of residency to deposit large sums.
Personal Capital Review - Compare Broker Deposit Methods
What Can You Trade With Personal Capital?
Note: Personal Capital provides many different trading instruments due to regulatory restrictions in some countries. Trading instruments offered will be different depending on the country of residence of the client.
Personal Capital has a wide variety of over 277 instruments available for you to trade with.
If trading forex pairs is of interest to you then Personal Capital offer over currency pairs.
Compare Personal Capital, HDFC Securities, Finmax & justforex below.
Reviewing The Personal Capital Mobile App
Note: Personal Capital's mobile app has many functions and is being developed all the time. The below information was correct at the time of writing this Personal Capital review.
Understand the capabilities of the mobile apps of Personal Capital, HDFC Securities, Finmax & justforex below.
Alternatives To Personal Capital
If, after studying this Personal Capital review, they don't meet your requirements check out these Personal Capital alternatives.
We've scoured the internet to find the best alternatives to Personal Capital. Click the links below to learn more.
Frequently Asked Questions about Personal Capital
Can I try Personal Capital before I buy?
Yes, you can most certainly try Personal Capital before you buy. Personal Capital offers demo accounts for the convenience of beginner traders. You can use this feature to build your faith in the machine and yourself and your trading strategies.
If you sign up for a demonstration account on Personal Capital, you may set out using a decent amount of virtual currency. It is to establish a feeling of safety and confidence in you before you choose to invest your own money.
With this digital Personal Capitaldemo account, you are able to experiment at all, to whatever length you desire. You might also open positions, test different trading approaches, and much more.
Personal Capital specifies on its official site which you are able to exchange real time stocks in a demo account.
Is Personal Capital safe?
You can drop all your worries since we believe that Personal Capital is completely safe to use. It's in compliance with all the principles of Unregulated.
Nevertheless, Personal Capital does not provide assured stop-loss protection.
Why does Personal Capital ask for my passport?
The reason that Personal Capital asks for your passport when you open a live account is to ensure that it remains within the rules of its regulated bodies. Because there is a lot of money moving around the world, Personal Capital has to be careful that they don't breach any money laundering laws and part of that is know as KYC (Know your customer). This means that at all times, Personal Capital must know exactly who they are dealing with so that if there is any investigation they are comfortable that they are well within the law.
How can I start trading with Personal Capital?
The process to start trading withPersonal Capital is perhaps simple enough to be a cakewalk. You need to begin by signing up on the Personal Capital website. It will require you to fill in details pertaining to the credibility and security of your account.
Once you are done setting up your profile, you must deposit a minimum amount to get started. The minimum deposit for a live account with Personal Capital is $100000. You should have a good understanding of the nuances of online trading before you set out and trade with real money.
If you are confident of your knowledge and understanding, you can open an account with Personal Capital.
The best way to kickstart your trading career with Personal Capital is to open a demo account facility before risking any real money
What funding methods do Personal Capital accept?
There are a number of ways to fund your account with Personal Capital. The process is effortless and quick, with various payment methods in your fingertips.
You can use debit or credit cards ranging from Visa, Diners, and Maestro to MasterCard and Visa Electron. PayPal is also at your disposal for depositing money. You have to bear in mind that PayPal is not available in all place. The currencies Personal Capital
Is my money safe with Personal Capital?
Yes, your cash is safe and protected with Personal Capital. As you know, Personal Capital operates with good conformation to. It has established plenty of measures to guard all its own investors.
Personal Capital safeguards its clients' personal and sensitive information under SSL encryption. Your capital will be retained highly secure in top-tier banks.
If you want to further safeguard your account, you can enable Two-Step Verification as well. It requires an SMS confirmation for you to access your account.
Is Personal Capital trading good?
Yes, trading via Personal Capital is a pleasant and decent experience indeed. It's an excellent and intuitive platform with helpful features for your simplicity. Moreover, you could also obtain access to a vast selection of educational tools and assistive substance to kickstart your trading experience.
If you are still skeptical, you can open a eToro demo account and assess the trustworthiness of the platform for yourself.
Which Countries does Personal Capital support?
Personal Capital operates around the globe. However, due to regulations there are some countries that Personal Capital can't accept clients resident in BR, KR, IR, IQ, SY, JP, US
Is Personal Capital legit?
Personal Capital is a legit company headquarted in USA since 2008. They are regulated by Unregulated. Personal Capital is an acclaimed fintech company, which operates with transparency. You will not have to bear any hidden costs or be a victim to any scams.
Is Personal Capital a good broker?
Personal Capital is a great broker, and its users can vouch for it. The highlight of this platform is its fast order execution on transactions.
You'll find the clean layout of this platform along with the commendable features a pleasure to work with.
Is Personal Capital a trustworthy broker?
Yes, Personal Capital is a trustworthy broker. Top-tier financial authorities regulate all operations. Over 10,000+ users registered with them can reaffirm their trustable nature.
What is the minimum deposit for Personal Capital?
The minimum deposit to open a live account with Personal Capital is $100000
How long do Personal Capital withdrawals take?
Normally, withdrawal of money from Personal Capital is actioned within a couple of working days but depending on the withdrawal method chosen, it could take up to 7 working days for the withdrawal from Personal Capital to show in your bank account.
Are Personal Capital regulated?
Personal Capital are regulated by Unregulated
Is Personal Capital a market leading broker?
Personal Capital is currently among the business leaders. It supports over 10,000+ registered customers and over 13 years of expertise on its record. They're one of the world's leading trading platforms and a prominent figure in the Fintech revolution.
It majorly owes this status to its incredible platform and wide range of tools plus resources so you may invest in capital markets.
Is Personal Capital a con?
No, Personal Capital is not a con. They are regulated by Unregulated and must adhere to their rules. Thus, it is safe to say that Personal Capital is not a scam.
Can you make money with Personal Capital?
Using Personal Capital, many traders make a great deal of cash. But typically, through consistent trading, you also can make between 2% - 10% profit a month.
This can look to be a small number, but within the year, this adds to a significant amount of gains. Even though Personal Capital provide you all the tools to make money, they cannot guarantee you will profit.
Does Personal Capital have fees?
Yes. To begin trading with Personal Capital, you need to deposit $100000. Certain commissions while trading additionally applies. Any processing fees from your bank will have to be incurred by you.
When was Personal Capital founded?
Personal Capital was founded in 2008 in USA. Personal Capital is regulated by Unregulated.
How many people use Personal Capital?
Personal Capital is a globally recognised agent with 10,000+ clients.
Where is the Personal Capital head office?
Personal Capital has its head office in USA
Does Personal Capital offer negative balance protection?
Yes, Personal Capital has Negative Balance Protection. It's especially offered while the market volatility prevents clients from letting their account go in the red. In a situation like this, Personal Capital provides the ability to reset a clients account balance to zero.
You can go through the critical conditions on Personal Capital's site to comprehend their policies better.
Does Personal Capital offer guaranteed stop loss?Personal Capital unfortunately, doesn't offer guaranteed stop loss. Personal Capital gives a chance for its dealers to close their trades in their given price. Apart from that, Personal Capital does not offer guaranteed stop loss.
Does Personal Capital allow scalping?Yes, Personal Capital do permit scalping. Many traders throughout the world select Personal Capital due to their scalping services. They offer trading on Desktop,Android,Tablet,iPhone which allow this.
Does Personal Capital allow hedging?
Yes, Personal Capital does allow hedging.
Can you trade energies with Personal Capital?
No, unfortunately you cannot trade energy stock with Personal Capital
Can you trade agricultural shares with Personal Capital?
No, unfortunately you cannot trade agricultural stock with Personal Capital
Can you trade cryptocurrency with Personal Capital?
No, unfortunately you cannot trade cryptocurrency with Personal Capital
Can you trade metals with Personal Capital?
No, unfortunately you cannot trade metals with Personal Capital
Can you trade UK Shares with Personal Capital?
No, unfortunately you cannot trade UK shares with Personal Capital
Can you trade US Shares with Personal Capital?
No, unfortunately you cannot trade US shares with Personal Capital
Can you trade Japanese Shares with Personal Capital?
No, unfortunately you cannot trade Japanese shares with Personal Capital
Can you trade German Shares with Personal Capital?
No, unfortunately you cannot trade German shares with Personal Capital
Does Personal Capital accept bank transfers?
Yes, Personal Capital accepts bank transfers for depositing money.
Does Personal Capital accept credit cards?
Yes, Personal Capital accepts credit cards for depositing money.
Does Personal Capital accept PayPal?
No, Personal Capital does not accept PayPal.
Does Personal Capital accept Skrill?
No, Personal Capital does not accept Skrill.
Does Personal Capital accept Payoneer?
Yes, Personal Capital accepts Payoneer for depositing money.
Does Personal Capital accept Neteller?
No, Personal Capital does not accept Neteller.
Does Personal Capital offer Live Chat customer support?
Yes, Personal Capital offers customer support through live chat.
Does Personal Capital offer phone customer support?
Yes, Personal Capital offers customer support over the telephone.
Does Personal Capital offer email customer support?
Yes, Personal Capital offers customer support through email.
What languages can Personal Capital communicate in?
Personal Capital has the ability to communicate and support customers who speak: English, and Chinese
Does Personal Capital have a wikipedia page?
No, Personal Capital does not have an official wikipedia page.
Does Personal Capital offer demo accounts?
Yes, Personal Capital offers demo accounts so you can learn their systems before risking any real capital. New traders can open a demo account in order to become better acquainted with the areas of Forex trading and test out some of Personal Capital's features before risking a live account.